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Patricia Miller, Insurance Agent

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Patricia Miller, Insurance Agent

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Top 5 Myths About Mortgage Protection Insurance

· financial security,family planning,mortgage protection,financial protection,Coverage Options


You’ve probably heard a few things about mortgage protection—but are they true? Let’s bust some common myths.

  1. “It’s the same as my bank’s insurance.”
    → Nope! Bank policies often don’t follow you if you refinance or move.
  2. “It’s too expensive.”
    → Actually, most plans are affordable and flexible.
  3. “Only old people need it.”
    → If you own a home and have loved ones depending on you—this applies to you.
  4. “I already have life insurance, I’m good.”
    → Mortgage protection is tailored specifically to cover the home—no guesswork.
  5. “I can’t qualify.”
    → Many carriers offer simplified underwriting—no medical exam needed.

  6. Want to find out what you qualify for? I can give you a quote in less time than it takes to make a cup of coffee.
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Mortgage Protection 101: What Every Homeowner Should Know
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How Mortgage Protection Works (And How It Doesn’t)
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